Competitor Liability InsuranceLike many other organisations and clubs, SDAS has its own event insurance. This covers any incidents where SDAS could be held liable, allowing us to legally hire venues for races. However, this insurance does not cover individual competitors or personal incidents—such as an out-of-control dog causing harm, a dog fight resulting in injury, or equipment malfunction leading to an accident. These would fall under personal liability.

In summary, while SDAS is insured to host events, individuals are not covered by our policy, which is why we require all competitors to have their own personal public liability insurance. Without this, competitors cannot become members or enter any of our races.​Given the increasing likelihood of lawsuits, we strongly recommend that all events have proper coverage, and that individuals ensure their own personal insurance is up to date, even for training purposes.​Below are some insurance companies that provide specific cover for sled dog sports and are accepted by SDAS:
UK9 Dog Sports Centre
UCSC
BSSF
NAT.B​​​​
SWSDR